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If You’re a Homeowner, You Have Incredible Leverage When You Sell Today



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In today’s housing market, homeowners have a great opportunity to sell their house and receive the best terms for their personal situation. That’s because there’s a limited number of homes for sale, which is creating competition among buyers. Right now, homebuyers want three things:

. To be the winning bid on their dream home
. To buy before mortgage rates rise more
. To buy before home prices go even higher

These buyer needs give you an amazing advantage – also known as leverage – when you sell.

What Does This Mean for Sellers Today?

You might already realize this enables you to sell at a ...
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Why Pre-Approval Is an Important Step for Today’s Homebuyers



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Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains:


“The lender will check out your personal finances and issue you a letter confirming the amount you’re eligible to borrow. This not only gives you a firm budget for house hunting, but also lets sellers know you’re qualified to make an offer.”


Why does that matter so much today? There are many more buyers...

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Why It’s Critical To Price Your House Right



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When you make a move, you want to sell your house for the highest price possible. That might be why many homeowners are eager to list in today’s sellers’ market. After all, with record-low inventory and high buyer demand, many homes are selling for more than asking price. Data from the National Association of Realtors (NAR) shows 46% of homes are selling above list price today.


But even in a market like we have now, working with an agent to set the right asking price is critical, as pricing it too high or too low could have a negative impact on your final sale. Here’s why.


Pricing Your House Right Is Crucial Even in a Sellers...

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For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest steps on the path to homeownership. Data from the National Association of Realtors (NAR) shows:

“For first-time home buyers, 29 percent said saving for a downpayment [sic] was the most difficult step in the process.

If you’re finding that your down payment is your biggest hurdle, the good news is there are many down payment assistance programs available that can help you achieve your goals. The key is understanding where to look...
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Stay prepared for approaching winter storm


A wintry mix of precipitation is anticipated across the Carolinas this weekend with temperatures hovering around the freezing mark. The expected combination of sleet, freezing rain and snow will produce hazardous travel conditions and the likelihood of power outages. Damage from ice on trees and power lines, coupled with challenging conditions, could result in longer outage restoration times. With these cold temperatures in the forecast, we encourage you to prepare now.


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Follow these helpful steps to be ready:



  • Prepare in advance


Visit our Storm Center to learn how to remain safe during all phases of a storm.



  • Sign up for Outage Alerts and know how to repor...
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The sense of pride you’ll feel when you purchase a home can’t be overstated. For first-generation homebuyers, that feeling of accomplishment is even greater. That’s because the pride of homeownership for first-generation buyers extends far beyond the homebuyer. AJ Barkley, Head of Neighborhood and Community Lending for Bank of America, says:


“Achieving this goal can create a sense of pride and accomplishment that resonates both for the buyer and those closest to them, including their parents and future generations.”


In other words, your dream of homeownership has far-reaching impacts. If you’re about to be the first person in your family to buy a home, let ...

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