All agents are NOT alike! Find out why we are top real estate experts. Call us: 919-274-3040.

Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

"Best Realtor By Far!"
"I have found Ruby to be the best realtor by far of any that I have ever delt with!"
Amy Barnes Babb (919) 788-8610
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Team Ruby Henderson is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Raleigh, Cary and Wake Forest >

Coming Soon
Find Out More >

Welcome to Team Ruby Henderson's Raleigh, Cary and Wake Forest Real Estate Website

Welcome! Here You Can Find Great Information on Raleigh, Cary and Wake Forest, North Carolina Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Raleigh, Cary and Wake Forest real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Raleigh, Cary and Wake Forest real estate agents, we have the experience and track record you are looking for. Please let us help.

- Ruby Henderson

School Reports in Raleigh, Cary and Wake Forest, North Carolina

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Raleigh, Cary and Wake Forest

First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q
A
See More Real Estate Trivia >

Team Ruby Henderson, REALTOR®, real estate agent and broker for Raleigh, Cary and Wake Forest, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Ruby Henderson
RE/MAX One Realty
100 Lynn Road
Raleigh, NC 27609
919-274-3040
Fax: 919-232-5040
Ruby@rubyhenderson.com

www.MyTeamRuby.com is brought to you by Team Ruby Henderson
NUMBER1EXPERT™ in real estate for Raleigh, Cary and Wake Forest, North Carolina

Read Team Ruby Henderson's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge